Revolving Credit: Household income is paid into the account and a credit card is used for spending, paying off the balance every month.

Ordinary fixed Rate: An ordinary mortgage. You stick to a repayment schedule.

Ordinary Floating: The interest rate rises and falls as competition and the cost of banks funds dictates.

Offset Loans: As you save with the bank the interest is used to offset the loan.

Capped: A floating rate loan but with a cap on the interest rate.

Welcome Home Loan: Special home loans for those on low incomes with deposits of 10%.

Bridging Mortgages: Loans for those who want to buy before the current house is sold.

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